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Do you offer “no deposit” car finance?
No deposit car finance is an affordable way to upgrade your car without a substantial upfront payment and at Find Me Car Finance we know that for many people, saving up thousands of pounds for a deposit isn't always possible.
In addition, for a large number of motorists, a car is an essential, not a luxury, particularly if they need it to get to work or complete the school run. That's why we work with several specialist lenders who are able to offer no deposit car finance.
If your circumstances are such that it's just not practical to manage without a car, or keep your current one on the road until you've saved a sufficient deposit, our providers will usually be able to offer you a suitable no deposit choice.
Applying for no deposit car finance with Find me Car finance is very easy. Simply fill out our application form and we'll quickly provide you with a no-obligation quote.
At this stage we will only carry a soft search to see if you're eligible, This process will not affect your credit score and we'll only use this information to match you to a lender that is most likely to accept you for a no deposit car finance product.
This will help you avoid multiple applications in a short period, multiple applications can show lenders signs of desperation and significantly reduce your chances of being accepted.
If you don't have a perfect credit score, don't worry, we'll work with you to find a solution best suited to your individual circumstances. We work with many lenders who specialise in bad credit car finance and even if you've had CCJs or have poor credit we may still be able to find you no deposit car finance.
No deposit car finance makes getting a new car more affordable and the car you've been dreaming of may be within reach.
With no deposit, you won't have paid anything towards the cost of the car until you start making payments and thus your monthly payments will be higher than it would have been if you had put down a deposit.
The longer the repayment term, the lower the monthly payments are and you can choose a term that suits your monthly budget and we'll search our panel of lenders to find you the best available deal based on your circumstances.
Without any deposit, you will pay more interest as you will be borrowing the full cost of the car but you have the benefit of driving away from the car lot without having to pay anything until you first instalment.
If you are thinking of opting for a no deposit financing choice, it's worth considering the following questions:
We are always happy to help when it comes to explaining the various pros and cons of the no deposit car finance. In some cases it may be more cost-effective to try and save a little first for an initial down payment; for some individuals, a no deposit option is going to be the most economical option for their needs. We offer “no deposit” finance from a range of reputable lenders, giving you access to a good selection of high-quality financing opportunities.
We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive commission from lenders or brokers for introducing you to them or when you complete your application with them. You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission. Please note the broker we direct you to may not offer the cheapest loan that is available to meet your needs due to the panel of lenders they work with and/or have integrated with.
Find Me Car Finance is a trading site of Sandhurst Associates Limited (Sandhurst).
Sandhurst is registered as a limited company in England and Wales
with company number 06958589.
Registered Office: Bluebell House,
Brian Johnson Way, Preston, PR2 5PE.
Sandhurst is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 723591.
It is also registered under the Data Protection Act 2018 under registration number Z2032925 and a member of the CFA.
Support via email is available by clicking here.
Your vehicle may be repossessed if you do not keep up the repayments.
We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive commission from lenders or brokers for introducing you to them or when you complete your application with them.
You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission. Please note the broker we direct you to may not offer the cheapest loan that is available to meet your needs due to the panel of lenders they work with and/or have integrated with.
The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK only.