Where can I find cheap car finance?

Cheap Car Finance

Cheap car finance deals can really make a difference to the type of car you're able to afford. If you've only got so much to spend each month, cheap car finance enables you to borrow more, increasing your purchasing power without having to spend more on repayments. We are an experienced broker that specialises in cheap cars on finance, providing a range of cut-price options for customers who need the benefits which budget finance cars can bring.

 

Many people are pleasantly surprised to learn that cheap finance car deals don't always mean you have to opt for a small or second-hand vehicle. Customers can end up with Audis, BMWs, Mercedes and other prestigious brands when they decide to use us to find cheaper ways of borrowing. Even if you're concerned about your credit rating or need a “no deposit” option, we can usually find a lender that's got a product that's right for you.

When it comes to cheap finance car deals, there are several different view points regarding what's a good offer:

  • Many deals have low rates of interest; this means that overall you'll pay comparatively little for your borrowing
  • Other purchase plans (for example hire purchase or other conditional sales), are often quite competitive because you don't own the car until all the payments have been made. If you're confident of meeting all the repayments, one of these can be an attractive option
  • In some cases, what's needed is a way of buying a car that involves making minimal repayments over a longer period of time; although the overall costs may be higher, for people on a relatively low income, having a smaller sum to pay each month can be more manageable
  • Some products allow you to make a single, large payment up-front, followed by a series of instalments

Representative example:

Cash Price £7,500, borrowing £7,500 with £0 deposit and £0 charges over 48 months with an interest rate of 22.4% per annum fixed. Representative 22.4% APR fixed, the amount payable would be £234.75 a month, with a total cost of credit of £3,768.00 and a total amount payable of £11,268.00.

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Our team will work with you to find products that are suitable for your individual circumstances. Because we have links with so many lenders and brokers, we have access to lots of different products, enabling us to offer plenty of options.  

Even if you've not been able to find finance previously, it's always worth checking back with us; new products are always coming on stream, so we may well be able to find a cheap deal that's exactly right.

Sandhurst Associates Limited is a FCA-authorised credit broker, not a lender

Representative 22.4% APR.


We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive commission from lenders or brokers for introducing you to them or when you complete your application with them. You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission. Please note the broker we direct you to may not offer the cheapest loan that is available to meet your needs due to the panel of lenders they work with and/or have integrated with.

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Find Me Car Finance is a trading site of Sandhurst Associates Limited (Sandhurst).

Sandhurst is registered as a limited company in England and Wales
with company number 06958589.

Registered Office: The Granary, 50 Barton Road,
Worsley, Greater Manchester, M28 2EB.

Sandhurst is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 723591.

It is also registered under the Data Protection Act 1998 under registration number Z2032925 and a member of the CFA and CSA.

CFA CSA
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Support via email is available by clicking here.

Your vehicle may be repossessed if you do not keep up the repayments.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive commission from lenders or brokers for introducing you to them or when you complete your application with them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission. Please note the broker we direct you to may not offer the cheapest loan that is available to meet your needs due to the panel of lenders they work with and/or have integrated with.

The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK only.

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