How it Works

A little bit of knowledge goes a long way so here is how car finance works and how specifically Find Me Car Finance works.

Car Finance (Or motorbike finance or van finance)
What is it?

It is a type of finance which is secured on the vehicle you choose to buy with it, in most cases the lender will be the owner of the vehicle until you complete your part of the contract (Pay the monthly payments).

Historically most vehicle finance was arranged in the garage where you go to buy your car however companies like us are changing the way this works. We assist you to work out your finance deal prior to hitting the forecourt , making your visit to a garage more about the car/vehicle rather than the car finance, repayments etc.

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Once approved and you have chosen your car typically the money is transferred directly to the car garage/dealership, you then make payments to the lender each month. Once all payments have been made and the term is up the vehicle is then yours.

If you are not in a position to pay for a car in cash and you can afford regular monthly repayments (Any you don't anticipate your circumstances worsening) car finance enables you to get the car you want now and pay back monthly for it.

Sandhurst Associates Limited is a FCA-authorised credit broker, not a lender

Representative 22.4% APR.



We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive commission from lenders or brokers for introducing you to them or when you complete your application with them. You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission. Please note the broker we direct you to may not offer the cheapest loan that is available to meet your needs due to the panel of lenders they work with and/or have integrated with.

FindMeCarFinance.co.uk take the time to fully understand our business model and work hard to bring us fantastic opportunities that have the best chance of success. We find that they share the same drive and enthusiasm to find the best finance deals for customers, helping them get into a new or used car. As a partner, this vision has made them an absolute pleasure to work with and their communication throughout has been second to none. ”
– Mark Zavagno, Head of Digital Operations, Stoneacre Motor Group
Find Me Car Finance logo

Find Me Car Finance is a trading site of Sandhurst Associates Limited (Sandhurst).

Sandhurst is registered as a limited company in England and Wales
with company number 06958589.

Registered Office: The Granary, 50 Barton Road,
Worsley, Greater Manchester, M28 2EB.

Sandhurst is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 723591.

It is also registered under the Data Protection Act 1998 under registration number Z2032925 and a member of the CFA and CSA.

CFA CSA
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Support via email is available by clicking here.

Your vehicle may be repossessed if you do not keep up the repayments.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive commission from lenders or brokers for introducing you to them or when you complete your application with them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission. Please note the broker we direct you to may not offer the cheapest loan that is available to meet your needs due to the panel of lenders they work with and/or have integrated with.

The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK only.

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