New Car Finance Deals
Recent figures suggest that over half of all new car purchases are completed using some form of car financing, rather than purchased outright. For many people, selecting the right financial package means that not only do they get to drive a brand new car for a very affordable sum each month, they can also enjoy a number of additional benefits such as additional accessories, low cost servicing or good deals on insurance.
We can give you access to a number of different options that make finance accessible to almost everybody subject to affordability and status. In addition to traditional loan options, we also have lenders available that offer HP options, PCP (personal contract purchase), leasing products and personal contract hire. By being able to offer a number of different borrowing choices, we're able to find something suitable for a wide range of people.
Of particular interest to a growing number of our customers are PCP options, which can see you driving a brand new vehicle for an affordable sum each month. One of the advantages of a PCP product is that if you don't want to keep the car after three years of so, you don't have to – simply renegotiate a fresh deal and enjoy the use of a brand new car.
If your financial circumstances are less than ideal, you'll be pleased to know that these days, it's normally fairly straight-forward to get some form of car finance on a new vehicle if it is affordable. Because there are so many different products out there, we can normally find a lender that's able to offer a suitable form of lending. Special deals for people that are looking for a low rate of interest, no deposit, low monthly instalments or who have a poor credit rating mean that there's probably never been a better time to see what options are open to you. Even if you haven't ever managed to own a new car previously, the current marketplace will usually have something to offer.
When you use us for your new car finance, we will contact a large number of lenders and broker to find a package that's right for you. Not only does this save you the time and inconvenience of contacting lots of separate lenders, it can also potentially reduce the number of credit searches undertaken on your record, as the only lenders searching will be those we know are highly likely to accept you as a borrower.
In today's car purchasing environment, a growing number of people are opting for PCP and other innovative products, enjoying the pleasure which driving a new car can bring without the hassle of caring for an ageing vehicle or trying to sell it profitably on the second-hand market. If you're looking for a convenient, easy way of driving a stunning new vehicle, one of the options we offer is often the way to go.
Representative example:
Cash Price £7,500, borrowing £7,500 with £0 deposit and £0 charges over 48 months with an interest rate of 22.4% per annum fixed. Representative 22.4% APR fixed, the amount payable would be £234.75 a month, with a total cost of credit of £3,768.00 and a total amount payable of £11,268.00.
