Best Car Finance Deals

The short answer is that there are hundreds (if not thousands) of different finance deals on cars out there. From the finance options on new cars at your local showroom through to a confusing crowd of offers online, there are certainly no shortage of companies out there willing to provide you with car finance.  The difficulty for most people is trying to work out which one, out of all these options, is going to be exactly right for their individual requirements.

To narrow down your choices a little, it's helpful to take account of the following:

• Who is actually lending me the money? Is it the company selling me the car or a third party?
• What type of agreement am I signing? Besides loan agreements, there are also HP arrangements, leasing agreements or other conditional sale variations.
• How much will I be paying overall? This includes not only the amount of interest, but additional charges such as arrangement fees or late payment penalties.
• Does the repayment schedule fit with my budget?
• What happens if I'm unable to make the payments as agreed?

These are all complex questions that can require a considerable amount of research, which most people simply don't have the time to undertake.  

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If you need support when it comes to deciding on the right deal, we're always happy to explain the options we provide, giving you all the information you need to make a borrowing decision that's right for you. Our aim is to ensure you always know exactly what you're signing up to, putting you in control of selecting an appropriate deal from the ones we've already pre-matched to your financial profile. 

Representative example:

Cash Price £7,500, borrowing £7,500 with £0 deposit and £0 charges over 48 months with an interest rate of 22.4% per annum fixed. Representative 22.4% APR fixed, the amount payable would be £234.75 a month, with a total cost of credit of £3,768.00 and a total amount payable of £11,268.00.